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The separator used to segregate the fields in the CSV record is ',' :
10,J,Pauline,M,XD12345678,Fortis Dynamic 15/15,2500,USD,08-01-2009
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Compare to the previous, the separator is ';' instead of ',' :
10;J;Pauline;M;XD12345678;Fortis Dynamic 15/15;2500;USD;08-01-2009
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