SUBMITTED 09 October 2024 

## Description:
The mission of Apache Fineract is the creation and maintenance of software 
related to a core banking platform that provides a reliable, robust, and 
affordable solution for entrepreneurs, financial institutions, and service 
providers to offer financial services to the world's underbanked and unbanked.

## Project Status:
Current project status: Ongoing, with delays in getting out releases. 
Issues for the board: Raising potential future issues given new CRA and related requirements.  

## Membership Data:
Apache Fineract was founded 2017-04-18 (7 years ago)
There are currently 53 committers and 24 PMC members in this project.
The Committer-to-PMC ratio is roughly 7:3.

Community changes, past quarter:
- No new PMC members. Last addition was Adam Saghy on 2023-07-10.
- One new committer.

## Project Activity:
Release 1.9 on 2024-01-12
Release 1.10.0 process was started in April 2024 but is stalled.
There are open security issues.

## Community Health:


To summarize:  We have added one committer recently and had a stream of contributions.  We’ve also managed to make some formal Fineract significant improvements projects (FSIP) a visible priority.  That said, our community is still struggling to fix key issues or get out a release in recent months.  Partly, I think the release process is too complex.  We may also have good progress to report out on the testing FSIP, and a goal of making the project easier to build.  

Key section here. 

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